
| Here’s what’s included in this custom designed policy: | |
| limit | |
| Flowers, vases, giftware and accessories coverage | enhanced |
| Flowers in refrigeration coverage | enhanced |
| Walk-in cooler coverage or standard cooler | enhanced |
| Florist’s Errors and Omissions | enhanced |
| Refrigeration Breakdown – under equipment breakdown | enhanced |
| Increase in stock covered during peak holidays | enhanced |
| Stock Spoilage - offsite premises power interruption | enhanced |
| Flowers and accessories coverage for exhibitions | enhanced |
| Protection of contents in vehicle while delivered | enhanced |
| Theft of Money | enhanced |
| Earthquake | enhanced |
| Flood | enhanced |
| Extra Expense | enhanced |
| Competitive business and delivery vehicle quotes – 10% off if your business is already insured with us. | enhanced |
| Deductible - contents of every description | $1000 |
| *flood, earthquake and sewer back up* | deductible as per master policy |
What is co-insurance?
Co-insurance is an agreement between you and the Insurance Company, whereby you agree to maintain coverage up to a stated percentage of the value of the property you wish to insure. The policy declaration page will itemize which of your coverage is affected by co-insurance along with the applicable percentage.
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